Educational estimates only — here's the fine print, in plain language.
The information and tools on SimpleAPR are provided for general educational purposes only. By using this site, you accept the following.
SimpleAPR is not a financial advisor, lender, broker, or counselor, and nothing here is personalized financial, legal, or tax advice. Our calculators produce estimates based on the figures you enter and standard formulas; they are not offers of credit, loan approvals, or guarantees of any rate or term.
We work to keep our formulas and explanations correct, but we make no guarantee that results are accurate, complete, or current. Real-world figures — your actual APR, taxes, insurance, fees, PMI, and loan terms — vary and may differ from our estimates. Always confirm numbers with the card issuer, a licensed lender, or a qualified professional before making a decision.
SimpleAPR may display third-party advertising and may include affiliate or partner links from which we could earn a commission, at no extra cost to you. Any such links are disclosed where they appear, and they do not affect which products we show or how we present them.
We may link to third-party websites for your convenience. We don't control and aren't responsible for their content, accuracy, or practices.
You are responsible for your own financial decisions. SimpleAPR is not liable for any loss or damage arising from reliance on the information or tools provided here.