Most calculators stop at principal and interest. This one adds taxes, insurance, PMI, HOA, flood, maintenance, and closing costs — so the number is one you can actually live with.
Estimates only. Taxes, insurance and fees vary by exact address — every estimated field below is editable. Verify with a licensed lender, your county assessor and an insurance agent before making decisions.
1
Income & debt
2
Loan
3
Location & property
Advanced: closing-cost assumptions
Recommended home price
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Conservative target (28/36 rule). Maximum a lender may allow: —